OH, THE VIEW! This is the Florida WATERFRONT DREAM you've been waiting for! Perfectly positioned between Terra Ceia Bay in the back and a private basin in the front, this immaculate raised home offers direct access to your own dock with a 12,000 lb. BOAT LIFTjust steps from your door. No bridges stand between you and the Gulf of Mexico, Anna Maria Island, or the sparkling open waters of Tampa Bay and the Manatee River. This is truly boater's paradise! Inside, you'll find a lovingly maintained, upgraded home with plenty of space to relax or entertain. Step outside to your covered west-facing deck and be amazed as the sun melts into the horizon each eveningSUNSET VIEWS don't get better than this. TROPIC ISLES is the best-kept secret on the Sun Coast, a highly sought-after 55+ WATERFRONT COMMUNITY offering an unmatched coastal lifestyle. Whether you're seeking adventure on the water or a vibrant social life on land, this community has it all. Come claim your slice of paradise on Florida's Gulf Coastschedule your showing today! Can't wait? Click LINK to enjoy a VIRTUAL TOUR.

Carport Spaces 2 Carport Yn Yes Construction Materials Vinyl Siding Covered Spaces 2 Direction Faces East Exterior Features Hurricane ShuttersLightingPrivate MailboxRain GuttersSliding DoorsStorage Foundation Details Crawlspace Lot Features FloodZoneLandscapedNear Marina Mobile Body Type Double Wide Other Structures Shed(s) Patio And Porch Features Rear PorchWrap Around Pool Private Yn No Road Surface Type Asphalt Roof Membrane View Water Water Access Bay/HarborCanal - BrackishMarina Water Access Yn Yes Water Body Name TERRA CEIA BAY Water Extras Assigned Boat SlipLift Water Extras Yn Yes Water View Bay/Harbor - FullCanalMarina Water View Yn Yes Waterfront Features Bay/Harbor FrontWaterfrontBay/HarborCanal - Brackish Waterfront Feet Total 50 Waterfront Yn Yes

Appliances Built-In OvenCooktopDishwasherDisposalDryerElectric Water HeaterMicrowaveRefrigeratorWasher Building Area Total 1788 Cooling Central AirHumidity Control Cooling YN Yes Fireplace Yn No Flooring CarpetLuxury VinylTile Heating CentralElectricHeat Pump Heating YN Yes Interior Features Ceiling Fan(s)Eating Space In KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Wood CabinetsStone CountersThermostatWindow Treatments Laundry Features InsideLaundry Closet Levels One Rooms Living Room Kitchen Primary Bedroom (Built-in Closet) Bathroom 1 (Shower No Tub) Bathroom 2 Bedroom 2 (Built-in Closet) Laundry (Built-in Closet) Sewer Public Sewer Stories Total 1 Water Source Public Window Features BlindsShuttersWindow Treatments

Additional Lease Restrictions BACKGROUND APPLICATION REQUIRED FOR EACH TENANT. 55+ MINIMUM ONE (1) MONTH RENTAL. $100 NON REFUNDABLE FEE. BOARD OF DIRECTORS APPROVAL. Approval Process BACKGROUND APPLICATION REQUIRED. 55+ COMMUNITY. $100 NON REFUNDABLE FEE. BOARD OF DIRECTORS APPROVAL. Association Amenities ClubhouseFence RestrictionsFitness CenterPoolRecreation FacilitiesShuffleboard CourtSpa/Hot Tub Association Approval Required Yn Yes Association Fee 347 Association Fee Frequency Monthly Association Fee Includes Community PoolManagerPool MaintenanceRecreational FacilitiesSewerTrashWater Association Fee Monthly Amount 347 Association Fee Requirement Required Association Yn Yes Cdd Yn No Community Features Bay/Harbor FrontCommunity Boat RampMarinaWater AccessWaterfrontAssociation Recreation - OwnedBuyer Approval RequiredClubhouseFitness CenterGolf Carts OKPool Down Payment Resource Yes Flood Zone Code AE Garage Yn No Homestead Yn No Lease Considered YN Yes Lease Restrictions YN Yes Listing Terms CashOther Max Pet Weight 30 Minimum Lease 1 Month New Construction Yn No Number Of Pets 2 Ownership Co-op Pet Restrictions MAX 2 PETS UP TO 30 LBS EACH. REGISTRATION FORM TO BE COMPLETED ALONG WITH APPLICATION FOR RESIDENCY. SEE RULES AND REGULATIONS Pet Size Small (16-35 Lbs.) Pets Allowed Cats OKDogs OKNumber LimitSize LimitYes Property Sub Type Manufactured Home Realtor Info Assoc approval requiredDocs AvailableLease RestrictionsSignSubject to Approval Senior Community Yn Yes Special Listing Conditions None Sw Subdiv Community Name Tropic Isles Tax Annual Amount 6545 Total Annual Fees 4164 Total Monthly Fees 347 Utilities Electricity ConnectedPrivatePublicSewer AvailableSewer ConnectedStreet LightsWater AvailableWater Connected Yrs Of Owner Prior To Leasing Re No Zoning MHP1

Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of KELLER WILLIAMS ON THE WATER: 941-729-7400.

© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-01-12T12:45:58.503.

322 Terra Ceia Drive

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322 Terra Ceia Drive Palmetto, FL 34221

Property Description

Carport Spaces	2
Carport Yn	Yes
Construction Materials	Vinyl Siding
Covered Spaces	2
Direction Faces	East
Exterior Features	Hurricane Shutters Lighting Private Mailbox Rain Gutters Sliding Doors Storage
Foundation Details	Crawlspace
Lot Features	FloodZone Landscaped Near Marina
Mobile Body Type	Double Wide
Other Structures	Shed(s)
Patio And Porch Features	Rear Porch Wrap Around
Pool Private Yn	No
Road Surface Type	Asphalt
Roof	Membrane
View	Water
Water Access	Bay/Harbor Canal - Brackish Marina
Water Access Yn	Yes
Water Body Name	TERRA CEIA BAY
Water Extras	Assigned Boat Slip Lift
Water Extras Yn	Yes
Water View	Bay/Harbor - Full Canal Marina
Water View Yn	Yes
Waterfront Features	Bay/Harbor Front Waterfront Bay/Harbor Canal - Brackish
Waterfront Feet Total	50
Waterfront Yn	Yes

Appliances	Built-In Oven Cooktop Dishwasher Disposal Dryer Electric Water Heater Microwave Refrigerator Washer
Building Area Total	1788
Cooling	Central Air Humidity Control
Cooling YN	Yes
Fireplace Yn	No
Flooring	Carpet Luxury Vinyl Tile
Heating	Central Electric Heat Pump
Heating YN	Yes
Interior Features	Ceiling Fan(s) Eating Space In Kitchen High Ceilings Kitchen/Family Room Combo Living Room/Dining Room Combo Open Floorplan Solid Wood Cabinets Stone Counters Thermostat Window Treatments
Laundry Features	Inside Laundry Closet
Levels	One
Rooms	Living Room Kitchen Primary Bedroom (Built-in Closet) Bathroom 1 (Shower No Tub) Bathroom 2 Bedroom 2 (Built-in Closet) Laundry (Built-in Closet)
Sewer	Public Sewer
Stories Total	1
Water Source	Public
Window Features	Blinds Shutters Window Treatments

Additional Lease Restrictions	BACKGROUND APPLICATION REQUIRED FOR EACH TENANT. 55+ MINIMUM ONE (1) MONTH RENTAL. $100 NON REFUNDABLE FEE. BOARD OF DIRECTORS APPROVAL.
Approval Process	BACKGROUND APPLICATION REQUIRED. 55+ COMMUNITY. $100 NON REFUNDABLE FEE. BOARD OF DIRECTORS APPROVAL.
Association Amenities	Clubhouse Fence Restrictions Fitness Center Pool Recreation Facilities Shuffleboard Court Spa/Hot Tub
Association Approval Required Yn	Yes
Association Fee	347
Association Fee Frequency	Monthly
Association Fee Includes	Community Pool Manager Pool Maintenance Recreational Facilities Sewer Trash Water
Association Fee Monthly Amount	347
Association Fee Requirement	Required
Association Yn	Yes
Cdd Yn	No
Community Features	Bay/Harbor Front Community Boat Ramp Marina Water Access Waterfront Association Recreation - Owned Buyer Approval Required Clubhouse Fitness Center Golf Carts OK Pool
Down Payment Resource	Yes
Flood Zone Code	AE
Garage Yn	No
Homestead Yn	No
Lease Considered YN	Yes
Lease Restrictions YN	Yes
Listing Terms	Cash Other
Max Pet Weight	30
Minimum Lease	1 Month
New Construction Yn	No
Number Of Pets	2
Ownership	Co-op
Pet Restrictions	MAX 2 PETS UP TO 30 LBS EACH. REGISTRATION FORM TO BE COMPLETED ALONG WITH APPLICATION FOR RESIDENCY. SEE RULES AND REGULATIONS
Pet Size	Small (16-35 Lbs.)
Pets Allowed	Cats OK Dogs OK Number Limit Size Limit Yes
Property Sub Type	Manufactured Home
Realtor Info	Assoc approval required Docs Available Lease Restrictions Sign Subject to Approval
Senior Community Yn	Yes
Special Listing Conditions	None
Sw Subdiv Community Name	Tropic Isles
Tax Annual Amount	6545
Total Annual Fees	4164
Total Monthly Fees	347
Utilities	Electricity Connected Private Public Sewer Available Sewer Connected Street Lights Water Available Water Connected
Yrs Of Owner Prior To Leasing Re	No
Zoning	MHP1